Shippy Realty
  • Home
  • Listings
    • Residential
    • Residential Lots
    • Commercial
    • Commercial Lots
    • Land
  • Auctions
    • Upcoming Auctions
    • What Auctions Can Do
  • Storage Vacancy
  • Resources
    • Selling Information
    • Buying Information
    • Home Warranty Insurance
    • Loan Calculators
  • About
    • About Us
    • Our Team
    • Testimonials
  • Blog
  • Contact
  • More
    • Home
    • Listings
      • Residential
      • Residential Lots
      • Commercial
      • Commercial Lots
      • Land
    • Auctions
      • Upcoming Auctions
      • What Auctions Can Do
    • Storage Vacancy
    • Resources
      • Selling Information
      • Buying Information
      • Home Warranty Insurance
      • Loan Calculators
    • About
      • About Us
      • Our Team
      • Testimonials
    • Blog
    • Contact
Shippy Realty
  • Home
  • Listings
    • Residential
    • Residential Lots
    • Commercial
    • Commercial Lots
    • Land
  • Auctions
    • Upcoming Auctions
    • What Auctions Can Do
  • Storage Vacancy
  • Resources
    • Selling Information
    • Buying Information
    • Home Warranty Insurance
    • Loan Calculators
  • About
    • About Us
    • Our Team
    • Testimonials
  • Blog
  • Contact

Winner REALTORS® Loan Calculators

Simple Real Estate Calculator

The most common way to repay a mortgage loan is to make monthly, fixed payments to the lender. The payment contains both the principal and the interest. For a typical 30-year loan, the majority of the payments in the first few years cover the interest.

True Loan Calculator

​Because the recurring costs perpetuate throughout the lives of mortgages (exception being PMI), they are a significant financial factor. Property Taxes, Home Insurance, HOA Fee, and Other Costs increase with time as a byproduct of moderate inflation. There are optional inputs within the calculator for annual percentage increases. Using these wisely can result in more accurate calculations.

FHA Loans (Rural Development Loans)

Typically an FHA loan is one of the easiest types of mortgage loans to qualify for because it requires a low down payment and you can have less-than-perfect credit. For FHA loans, down payment of 3.5 percent is required for maximum financing, however, the 3.5 percent may be gifted thru the rural development portion at a slightly higher interest rate. Borrowers with credit scores as low as 500 can qualify for an FHA loan.

Borrowers who cannot afford a 20 percent down payment, have a lower credit score, or can’t get approved for private mortgage insurance should look into whether an FHA loan is the best option for their personal scenario.

Another advantage of an FHA loan it is an assumable mortgage which means if you want to sell your home, the buyer can “assume” the loan you have. People who have low or bad credit, have undergone a bankruptcy or have been foreclosed upon may be able to still qualify for an FHA loan.

WINNER REALTORS® Listings

Residential

Residential

Residential

Find out more

Commercial

Residential

Residential

Find out more

Land

Residential

Land

Find out more

Contact Us, Your Winner REALTORS®

Drop us a line!

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Better yet, see us in person!

We love our customers, so feel free to visit during normal business hours.

Shippy Realty and Auction

439 East 2nd Street, Winner, SD 57580, USA

(605) 842-3212

Hours

Open today

09:00 am – 05:00 pm

© Shippy Realty   |   439 E 2nd Street, Winner, SD 57580  |   605.842.3212  |  info@shippyrealty.com  |  Powered by Complete Media Inc.

Shippy Realty and Auction is a Winner Realtor & Winner SD Auctioneer that lists, auctions, and sells land, residential, and commercial real estate. 

We also provide land management.


 All information provided is deemed reliable but is not guaranteed and should be independently verified.  

  • Residential
  • Residential Lots
  • Commercial
  • Commercial Lots
  • Land
  • Storage Vacancy
  • Selling Information
  • Buying Information
  • Loan Calculators
  • About Us
  • Our Team
  • Testimonials
  • Blog
  • Contact

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. Your data is anonymous and will be aggregated with all other user data.

Accept